Financial Consultant JUSTINE LUM

"雪中送炭"

"Provide timely help when one needs it most."

In my late 20s, I was at the crossroad of my career. I started to attend church and realised that most of my new-found friends were working in the financial services industry. As such, I took the leap of faith and decided to join the industry as well.

When I first started working in this industry, I had no idea what I wanted to get out of it. A few years later, I had to file the death claim for my uncle and I realised how important this job is. I know that the hard work is worth it when I speak to someone about the importance of insurance, and they walk away with coverage for themselves and their families.

I love going out to the sea to fish and going to open spaces to fly my kites. These activities teach me to be patient and how to deal with expectations and disappointments. I thoroughly enjoy the open spaces, sea breeze and tranquillity as well.

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WHAT CLIENTS SAY

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I would like to express my gratitude to Justine as my Financial Consultant. Lately, I encountered issues with another insurer and had to cancel my policy with them, leaving me unprotected for a few months. Justine went the extra mile to help me by recommending suitable insurance plans through understanding my family and financial situation. From my many encounters with other consultants, I have rarely encountered such a friendly, sincere and understanding consultant like Justine. I deeply appreciate what Justine has done for me and I believe that she is a good example for others to learn from.
 
Valerie, Visual Merchandiser

As newly weds, my husband and I were clueless to our financial needs. Justine was able to guide us by asking us many questions – like our family planning timeline and the finances regarding the purchase of our new home etc. From there, Justine helped us to calculate our shortfalls and recommended us an insurance plan that can meet our needs. Most importantly, we worked out an affordable insurance plan that insured us with a lump sum in the event of an untimely death.
 
Josephine, Early Childhood Educator

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